Ocean Boulevard W

USA | North Carolina

The Romance of

Refined Life

View Photos Watch Film 360° VTour Open House

Troy Hill

Presented At

$1,450,000

Bedrooms

Bathrooms

Living

1,822

SQFT

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 1

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 2

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 3

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 4

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 5

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 6

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 7

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 8

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 9

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 10

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 11

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 12

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 13

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 14

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 15

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 16

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 17

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 18

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 19

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 20

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 21

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 22

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 23

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 24

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 25

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 26

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 27

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 28

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 29

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 30

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 31

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 32

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 33

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 34

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 35

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 36

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 37

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 38

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 39

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 40

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 41

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 42

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 43

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 44

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 45

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 46

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 47

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 48

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 49

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 50

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 51

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 52

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 53

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 54

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 55

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 56

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 57

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. - Photo 58

550

Ocean Boulevard W

USA | North Carolina

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States. , USA , North Carolina 28462

Coastal Retreat Crafted for Effortless Sophisticated Living

The most versatile second row home on award winning Holden Beach! 550 Ocean Boulevard West is a custom built home that is situated on a second row lot with canal access. Making it a rare find! On the outside, you will find a well maintained homesite with plenty of amenities to keep you busy. Soak up the sun by the pool or take a dip when first coming off the beach. Fish from your own private dock or take a jet ski off the dock and enjoy a day on the water. The beach or the ICW is right at your fingertips. Inside you will find a reverse floor plan home which features 5 good size bedrooms and 3 full baths. A whole house elevator that takes you from top to bottom. Four bedrooms on the second level with Jack & Jill bathrooms in between each set. Second level is equipped with LVP throughout. Front and back decks on the second level complete with trex decking and stainless steel cord railings. Upstairs you will find the main living area, master bed/bathroom, and kitchen. Boasting LVP flooring throughout. Along the ocean side wall of the living room are windows that provide exceptional ocean views. When the sun is too bright lower the automatic shades at the push of a button. The kitchen boasts granite countertops with plenty of top space along with an exceptional amount of cabinet space. Combine that with a generous size pantry and your storage is well taken care of. All kitchen appliances are stainless steel. The separate island offers additional seating and storage and comes equipped with a small sink and beverage cooler. Banquette around the dining table offers tons of seating for family and guests as well as additional storage. The master bed/bath is just off the living room offering exceptional size and a bathroom equipped with his and her vanities with a walk in shower. Escape outside on either one of the top decks on the ocean or canal side. This home is truly one of a kind. Make it yours before summer gets here!

Property

3D Street View Tour

Property Location

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States., USA North Carolina

Local Weather & Climate

USA, North Carolina

Current Conditions Updated recently

50 °F

Overcast clouds

Feels Like 48°F

Humidity 64%

Wind 13 mph

Visibility 6.2 mi

Sunrise 10:51 AM

Sunset 11:38 PM

5-Day Forecast

Thu 9 Apr

Clouds

High 68°

Low 46°

Fri 10 Apr

Clear

High 71°

Low 51°

Sat 11 Apr

Clear

High 75°

Low 56°

Sun 12 Apr

Clouds

High 71°

Low 60°

Mon 13 Apr

Clouds

High 73°

Low 63°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around USA?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$145,000,000

550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States.

USA, North Carolina 28462

5 Beds

View All Photos

Market Opinion

Ultra Luxury 310.4× median

View prices in:

Our perspective on current market conditions in USA. For informational purposes only — always consult a licensed real estate professional before making decisions.

Neutral Market

Balanced conditions. Negotiate wisely.

Buyer Score

Local Market Price Trends

Median home sale prices in USA, North Carolina — ZIP code 28462 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $145,000,000

Area median: $467,070

+1.3% year-over-year (below the 3.5% historical avg)

Market Competition

Future Value & Wealth Building

Starting investment: $1,450,000 20% down ($290,000)

35.1 years

Double Your Investment

Based on current market trends, your property value could double

$771,423

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$7,718

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$2,623,375

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.7x

Leverage Power

Your $290,000 down payment could grow to $771,423 in equity (10 yrs)

Investment Perspective

$1 → $1.22

Every dollar invested today could become $1.22 in 10 years

$100 → 122 $1,000 → $1,219

$79/day

Your home may appreciate while you sleep

$557/week $2,412/mo $28,942/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$209K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -19% advantage over stocks

-$798K

+$771K

$771K Potential Equity

vs $798K lost to rent over 10 years

$290K Down Payment Growth

2.7x

10yr

$771K

5.1x

20yr

$1.5M

30yr

$2.6M

Wealth Comparison

×6

Equivalent to 6 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $2.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

35.1

years

Market-Based Opportunity

2% effective/yr

17.4

years

Optimistic

4.06% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $1.7M +18%

Market $1.8M +22%

Optimistic $2.2M +49%

$771K est. equity

20 Years

Conservative $2.0M +39%

Market $2.2M +48%

Optimistic $3.2M +122%

$1.5M est. equity

30 Years

Conservative $2.4M +63%

Market $2.6M +81%

Optimistic $4.8M +230%

$2.6M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.9% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 2%. Market scenario reflects current 2.9% YoY trend from Zillow (Apr 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Apr 2026

Neighborhood Demographics

ZIP 28462 • 2022 ACS Data

11,862 Population

Median Age: 55.0

$60,427 Median Income

Average

$195,800 Median Home Value

Rent: $831

25.4% College Graduates

Average

Housing

Homeowners 37.1%

Renters 7.5%

Vacancy Rate 55.4%

Employment

4.8% Unemployment

5.0% Work From Home

Education Attainment (Age 25+)

High School+ 86.5%

Bachelor's+ 25.4%

Graduate+ 9.7%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for USA

Balanced Market Balanced market conditions

$467,070

Median Sale Price

$2,050/mo

Avg Rent

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does 550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States have?

This house at 550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States features 5 bedrooms with 1,822 square feet of living space.

What is the size of 550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States?

This property offers 1,822 square feet of living space.

What is the listing price for 550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States?

This property is listed at $145,000,000, which equals $79583 per square foot.

What are the current real estate market conditions in USA?

In USA, home prices have increased 1.3% over the past year, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in USA?

Based on current market indicators, USA shows an active market. The market opportunity score is 50 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 550 Ocean Boulevard W, Holden Beach, NC, 28462, USA, 28462, North Carolina, United States?

This is a house located in USA, North Carolina. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: